What is “nest egg” and what does it mean?

Saving is an important part of finances. Maybe that’s why parents encourage saving from an early age letting your kids put some of their gifts and extra lunch money in the cookie jar; or encouraging them to earn money with home childcare, tutoring, or mowing their neighbors’ lawns. This practice is considered financially healthy and …

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What to do if you are denied a secure credit card?

Getting turned down when applying for a secured credit card could come as a surprise. After all, you are paying a security deposit to protect the security issuer in case you miss your payments. But What to do if you are denied a secure credit card? After all, approval should be guaranteed, right? Not at …

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¿Qué es una tarjeta de crédito asegurada?

Si tienes un crédito deficiente, o ninguno en absoluto, puede ser difícil que obtengas un préstamo o una línea de crédito, incluso cuando eso sea exactamente lo que necesitas para mejorar tu puntaje de crédito. Pero no desesperes porque hay otras alternativas para construir crédito como las tarjetas de crédito aseguradas. Una tarjeta de crédito …

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Unemployment Offices in South Dakota

Town Direction Telephone State of South Dakota: South Dakota Department of Labor and Regulations Aberdeen, SD 57402-4730 605-626-2301 Fax: 605-626-3172 Aberdeen: Unemployment office in Aberdeen 420 South Roosevelt St. Aberdeen, SD 57402 605-626-2340 Brookings: Brookings Unemployment Office 1310 Main Avenue South Brookings, SD 57006 605-688-4350 Hot Springs: Hot Springs Unemployment Office 2500 Minnekahta Ave Hot …

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How to maximize your 401(k) plan? 5 quick and easy ways to do it

At this point, you already know that the 401(k) accounts are not your only option when it comes tosave for retirement. However, if your employer offers one, it doesn’t hurt to take advantage of it, right? However, it’s important to know the tactics experts recommend for maximizing your 401(k) plan balance. Remember that, The more …

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Can teens open Roth IRAs?

Retirement isn’t top of mind for most teens, but it should be. A relatively small investment made today can turn into a much larger sum tomorrow, after a few decades of compounding. A good way to start is with a Roth IRA. But Can teens open Roth IRAs? This is precisely the topic we will …

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Préstamos para pequeños negocios

Buscar préstamos para pequeños negocios puede ser una tarea tediosa. Con todas esas opciones de financiación como pueden ser préstamos a plazo, líneas de crédito, financiación de facturas, microcréditos y más, no es difícil que uno se maree y termine tomando una decisión equivocada. Tienes la posibilidad de recurrir a prestamistas tradicionales como bancos, cooperativas …

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How to choose the best 401K plan provider for small businesses

Small business owners know that having a 401K plan can help increase employee satisfaction and save on personal and business taxes. In fact, employees who are offered a retirement plan have almost twice as likely to be satisfied with the general benefits package of your company. However, choosing the right 401K plan provider for your …

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Cómo cancelar una tarjeta de crédito

Cancelar una tarjeta de crédito a veces puede desvelar a mas de una persona. Es que hay muchos misterios en torno a la cancelación de una tarjeta de crédito: ¿Cómo la cancelo? ¿Qué sucede con el saldo restante? ¿Cancelar una tarjeta afecta mi historial de crédito? Estas y muchas otras dudas serán resultas mas abajo. …

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