Help paying rent in Massachusetts

A difficult financial situation can arise at any time. Unfortunately, it is difficult to foresee all the problems and, from one moment to the next, many aspects of our lives can be complicated for different reasons. Still, we must fulfill our responsibilities and cover the basic needs in our home. If you are going through a bad time and your resources are insufficient, remember that you can request help paying rent in massachusetts.

Apart from government agencies, there are many charitable and non-profit organizations that offer various types of help. Churches, organizations such as the Salvation Army or Caritas, are part of these organizations that help with clothing, food, shelter, cash and in some cases, as the San Vicente Paul agency does, they offer advice and financial advice to save. and pay debts.

help paying rent in massachusetts

Massachusetts State Assistance Programs

This state provides various types of assistance for health, food, rent payment, among others. It also offers financial help for emergency situations. These aids are limited to what is stipulated by the federal government; however, in some cases, they are initiatives of the state for the well-being of its citizens.

Within this range of aid you will find:

  • Help with Mortgage and Foreclosure Prevention: is a mortgage assistance plan that aims to prevent foreclosures.
  • Free Health Safety Net Fund Assistance: is for people who cannot get health insurance through Massachusetts Community Health Centers.
  • PrescriptionAdvantage: This is a help plan aimed at elderly and disabled people to be helped with the purchase of prescription drugs.
  • Commonwealth Care: It is a health insurance for low-income people. It is funded directly by the state of Massachusetts.

Keep reading: How to claim the second economic stimulus check?

Get help paying rent in Massachusetts through government entities

If you find yourself having difficulties paying rent, there are government assistance plans such as Housing and Rent Vouchers and RAFT (Residential Assistance for Families in Transition)

Housing and Rent Vouchers

To apply for this help you must go to a public housing agency PHA, government agencies or a community action agency.

Public housing agencies are responsible for administering the Section 8 program. It is these agencies that receive and process aid applications, issue vouchers and support people to find decent housing. You should know that these aids are hardly immediate, you will have to register and the processing of your application can take weeks or even months.

The PHA stipulates that no more than 30% of family income should be spent on rent. What is considered “family income” is also stipulated by the same agency, taking into account situations such as the presence of disabled or elderly people in the family. In the event that your rent exceeds 30% of the income determined by the agency, meet with them to learn the steps to follow.

How do you know if you are eligible for Housing and Rent Vouchers?

The two main factors that determine your ability to receive help are, on the one hand, being able to demonstrate the real need for decent housing, and on the other, family income.

This income calculation is made by the agency based on your gross income and takes into account some additional characteristics such as the number of family members.

To be eligible, your income must not exceed 50% of the median income for the area in which you live. and in the same way you must have a certain number of members in the family. If you want to verify the number of members and the average income of your sector, go to the hub page, there you will find it.

An important part of the application process is the confirmation of the documents that you have submitted to the agency to support your situation. Therefore, it is possible that the agency contacts your employer, your bank and other agencies to confirm the situation that you are presenting to them.

If you want to clarify any doubts or obtain more information about Housing and Rent Vouchers, do click this link or you can also call Monday through Friday at 1-800-955-2232.

Massachusetts Residential Assistance for Families in Transition program (RAFT)

This financial assistance program is aimed at preventing homelessness in the short term. It is designed for both homeowners and renters. The aid is given to low-income people who face the real possibility of eviction or foreclosure. This program also has the ability to provide assistance to people who are homeless.

RAFT covers many possibilities since in addition to helping with rent and mortgage payment, it also offers help with the payment of utilities, heating and security deposit. The funds of this aid have limitations, it is estimated that a person can receive up to $3,000.

Although RAFT is a state program, assistance is provided regionally by nonprofit housing agencies (RNPs). In turn, these agencies coordinate with Consumer Education Centers (HCECs) to assess cases and provide referrals for allocating emergency assistance.

If you want further information or contact the agency directly, contact the following telephone number: 1-800-224-5124.

Other plans to help pay rent in Massachusetts

Massachusetts offers several rental assistance plans. The state also offers transitional housing for the poorest. These housing assistance plans cover from the payment of rent to the payment of the security deposit.

1. Massachusetts homelessness prevention programs

This program is aimed at people with very low incomes and with difficulties in maintaining a home. Includes various types of emergency rental assistance including: financial assistance, cash assistance, counseling, and free legal help. In some more complex cases, emergency shelter is offered.

2. Homelessness Prevention and Rapid Re-Housing Program (HPRP)

This program is aimed at low-income people who are at risk for not being able to pay their rent and who need to resolve their situation in the short term. The aids included in this plan are assistance for the immediate payment of rent, assistance for the payment of rent in arrears, payment of public services, free vouchers for hotels and motels, as well as assistance for moving and storing household goods.

3.HomeBASE

This is the most recent assistance plan offered by the state, its objective is to help the homeless and those who are in hotels and motels. For this plan, single parents and households with children have preference. In addition, funds are allocated for those people without resources who require a home. These funds are used to pay the security deposit and, in some cases, to pay the rent for the first few months. Funds are also earmarked to prevent a person from being evicted.

Get help paying rent in Massachusetts through charities and charity programs

Not only government entities offer help, there are also various charities and different charity programs. In general, these organizations manage small budgets and reserve resources for cases that they consider to be true emergencies. Therefore, even if you feel that your situation is pressing, you may not receive the help you request.

churches

When you think of cash aid, your first choice may not be the church. But nevertheless, these institutions increasingly allocate more budget for housing aid. Although, as usually happens in this type of organization, the budget is restricted. If you find yourself in an emergency situation, you should go to the nearest church with all the documents that serve as support to explain your situation.

Salvation Army

This organization is based on the idea that no one escapes the possibility of having housing problems, practically anyone, under certain circumstances, could be left homeless.

The Salvation Army is focused on preventing homelessness in each of the communities in which it is located. If you are facing eviction, go to the nearest family service center. If they have funds, after reviewing your case, they may be able to help you. Your caseworker may also need to make a few calls to refer your case to another organization.

This organization is very focused on helping single mothers, the elderly and families with children to keep their homes or to obtain a new one in case they are evicted.

Catholic Charity financial assistance

All the churches that belong to Catholic Charity offer financial assistance, both for the payment of basic services and for rent. After you apply, the organization does an analysis of your situation and determines if you are eligible for help. Keep in mind that funds are limited and that aid is given on a first-come, first-served basis, therefore, even if your situation is very complicated, it is difficult for them to give you priority when there are previously approved people.

The aids of Catholic Charity are diverse. For example, for the payment of services, aid for clothing, payment of medicines and assistance for the payment of rent, the latter as long as the possibility of eviction is imminent.

St. Vincent de Paul Financial Assistance

This is one of the largest non-profit organizations in the country. To request help, go to the San Vicente de Paul parish closest to your home or contact the Catholic church in your area. This association offers help to all people, regardless of class, gender or religion.

Assistance offered by St. Vincent Paul includes help paying rent in Massachusetts, food, clothing, transportation, gasoline, medicine, used cars, or bus tokens, among others. Your ability to get help, and the types of assistance, may vary by state and by the office of the organization you contact.

St. Vincent Paul focuses on helping those most in need, those who are battling illness, having family problems, or serious financial difficulties.

As is often the case with these organizations, grant funds are often limited. Therefore, In some cases, the aid that is granted in cash is in the form of a loan.

Unfortunately, many people who approach this organization do so when they are already on the street. However, Saint Vincent de Paul does have a homeless prevention program. Its purpose is to work with the affected person or family to find a solution that, in some cases, involves financial help to avoid eviction or foreclosure.

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