If you are a customer of chase, you will certainly appreciate being able to find your account number. This information is essential, as you cannot make important transactions like wire transfers without it. So in this article we’re going to explain how to find your Chase account number, and we’re also going to give you some banking security tips. Shall we start?
- 1 What is an account number?
- 2 Find your Chase account number online
- 3 Find your Chase account number on a check
- 4 And if you don’t have checks, don’t worry
- 5 Find your Chase account number by calling customer service
- 6 Essential tips for safe banking
- 6.1 1. Never share your account details with anyone
- 6.2 2. Avoid banking online on public computers or shared networks
- 6.3 3. Use ATMs manned by security guards
- 6.4 4. Download bank apps only from official stores
- 6.5 5. Change your password regularly
- 6.6 6. Check your account statement regularly
- 6.7 7. Use licensed antivirus software
- 6.8 8. Type your bank URL each time instead of using email links
What is an account number?
A bank account number is just that: an identification number for an account held by an individual, business, or other entity. This number is typically longer than the routing number by a digit or two, and is unique, meaning it applies to only one account at a given financial institution, in this case Chase.
Keep reading: How to deposit money in a bank account that is not mine
Find your Chase account number online
This is the easiest way to find your Chase account number. To do so, follow these steps:
- Log in to the online banking platform, and click on the account that interests you.
- Then click on “Show details”.
- At this point, the dropdown menu will open and display the routing and account numbers.
Find your Chase account number on a check
to find your Chase account number On a check, look at the series of numbers at the bottom.
- The first 9-digit series of numbers is your routing number.
- After the routing number is your account number, in the center.
- The last series of numbers is the check number.
And if you don’t have checks, don’t worry
It’s easy to find your account number on a check, but what if you don’t have one? The next best place to look is your Bank statement. In some cases, your account number will be partially hidden (especially if you view statements online), so you may need to call customer service.
Find your Chase account number by calling customer service
As a last resort, if you don’t have a check on hand or a statement, you can call chase at 800-935-9935. After providing a few details to verify your identity, a representative will be able to tell you what your account number is.
Keep reading: How to live without a bank account?
Essential tips for safe banking
The banking sector is a major target for thieves and fraudsters. From obtaining sensitive customer details via phone and email to cloning ATM and credit cards, there are many stories of individuals falling prey to bad guys.
In the digital age, where most banking is done online, it is essential to be even more cautious. Therefore, below we offer you a series of tips so that you can carry out your banking transactions without problems.
The first step towards security is not revealing the sensitive details of your bank account. Fraudsters, disguised as bank officials, ask for those details through calls citing a possible block on your ATM card.
Fearing that their card will be blocked, most customers reveal sensitive information related to their account and card, only to end up losing their hard-earned money.
Remember, no bank official will call you to ask for your personal data, such as your online user password, ATM card number, CVV number of your credit card, PIN, expiration date, etc. If you receive such a call, end it immediately and report the number to the nearest police station..
Online banking is very convenient. You can check your balance, transfer funds, pay bills and much more with just a few clicks. But nevertheless, it is important to avoid banking online on public computers or shared networks. Often these, these networks are vulnerable and do not have an adequate security system. Also, in a shared network, if a computer is affected by a virus, it spreads to other computers in a short time. Therefore, to carry out banking activities online, it is best to use your own personal computer at home, with anti-virus and firewall software.
Keep reading: How to know if my husband has a secret bank account?
3. Use ATMs manned by security guards
Thanks to ATMs you can withdraw money when you need it. However, it is essential to use ATMs manned by a security guard. Why? Well, because scammers often install cloning devices that capture your card data as soon as you insert it into the slot. Once cloned, the information is used to withdraw money from your account.
In case you visit an unattended ATM, check if there are any suspicious devices. Also, make sure that there is no one near you when you are making your transaction. In case of any suspicious activity, immediately inform the corresponding officials
4. Download bank apps only from official stores
Today most banks have created their own applications for customers, thanks to which you can carry out a large number of banking transactions from the comfort of your home. Thus, it is essential that you download them from the official stores like Google Play Store and Apple Store, and not from a third party website.
Also, make sure your smartphone is updated regularly. The updates patch potential vulnerabilities that can leak sensitive details stored on your phone to scammers.
Finally, we recommend that you subscribe to instant bank alerts, both by SMS and email, to stay informed about the transactions in your account. This can be very helpful as you will know immediately when a fraudulent transaction/activity is taking place.
Keep reading: Requirements to open an account at Chase Bank
5. Change your password regularly
The best thing you can do to protect yourself against potential scams is to change your passwords every 90 days. Never use a word, and always use a combination of upper and lower case letters, numbers, and special characters. Words are too easy to guess, especially if they are related to you, like your mother’s maiden name, the street you live on, or your pet’s name.
The longer the password, the better. Many government agencies require passwords to be at least 14 characters long. In this sense, we recommend the following to create a secure password: Choose a verse of a song that you like and add numbers and letters to it that are easy to remember. Make the password even more difficult to crack by replacing the letters with special characters.
Keep reading: How to open a bank account in the United States (for residents)
6. Check your account statement regularly
We recommend that you do it every month. Although banks are highly trained to recognize fraud, particularly with credit cards, they are not always able to detect all fraudulent transactions in their customers’ accounts, so you should make sure to monitor your account activity closely.
7. Use licensed antivirus software
Even Mac users need to invest in good antivirus software. Make sure to check for updates frequently. Set your computer to automatically check for updates and notify you, but don’t set your computer to download the update automatically. Downloading manually offers the best protection against malware and viruses.
Never click on a URL in an email, even if it appears to be from a trusted source. The email and link may seem very legitimate, but it can take you somewhere you don’t want to go. Thus, always rewrite the URL on your computer before or save it as a favourite/bookmark.