How to activate your Walmart card online

Applying for a new credit card is an important decision. Once you have taken this step, you should know how it works in order to use it properly and efficiently. Today we will explain how to activate your Walmart card online so you can start using it.

When a new card arrives, it is recommended that you quickly learn how to manage it online. Although relatively easy, each company has its little tricks and it can be confusing at times.

In this article we will focus on the Walmart credit card, we will talk about how to activate it through the internet. This can be especially helpful for you if this is your first credit card or you want to help a family member who is having a hard time getting started.

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Benefits of the Walmart credit card

How to activate and pay your Walmart card online

Walmart offers its Mastercard credit card through Synchrony Bank and Capital One. The Walmart credit card provides many benefits and advantages to customers who shop at Walmart stores and on the portal.

The first benefit of the Walmart Synchrony Bank card is an enrollment promotion for new cardholders. After you sign up and spend $75 on the day you open your account, you’ll receive a $25 bonus. If you enroll online, you must also make purchases online to receive the bonus.

Another benefit, and probably the most significant and useful, is cash back. This card gives you 3% cash back when you shop online at If you buy gasoline at Walmart or Murphy USA you get 2% cashback. All other purchases, like Walmart and Sam’s Club, give you 1% cashback.

Both the promotional sign-up bonus and the cashback will be paid to you in the form of credits to your account.

Other reasons to have a Walmart credit card include: free access to the FICO score, zero annual fee and complete protection against fraudulent activity on your card.

With the Capital One Walmart Card, you get 5% back on the website and 2% back at Walmart stores, restaurants and travel. You also get 1% cash back on everything else.

The Capital One card does not offer any type of enrollment bonus. Instead, you get 5% cash back instead of the normal 2% on all Walmart in-store purchases for the first year.

Keep reading: How to Get Walmart Coupons and Promo Codes

How to activate your Walmart card online

For Walmart credit card activation, you have two options: online and by phone. Let’s see how they work.

For Internet activation, You’ll need to go to the credit card’s official website at Once there, you will be prompted to create an account and press the first time user option. Remember to have this information on hand for future use of the credit card website. Once you’ve logged in, you’ll be prompted to enter this information:

  • The 16 digits of the card
  • your zip code
  • A 3-digit security code
  • Your social security number (last 4 digits)

And that’s it. Once you submit this information, your card will be activated and ready to use.

The second option, by phone, it is similar to the online process. You must call the toll-free number 1-877-362-5952. Once your call connects, press “1”, the option for general card inquiries. You will then be asked to enter your card number followed by the pound symbol.

A customer service representative will respond to you and ask for the following information:

  • Your name
  • Phone number
  • your card number

For the Capital One credit card, you will need to call 1-800-227-4825. The representative will then put you through a process to verify your identity. After this, your card should be activated and ready for use.

How to pay Walmart card online

To pay Walmart card, you have several options. You must choose the most convenient method that best suits your lifestyle. To avoid a late payment fee, you must pay no later than the due day before 5PM ET. You can choose between:

  • Pay online: Log in to your account at Synchrony Bank or at (Capital One) and choose your payment option. It will take 2-3 business days to appear in your account. You can use ePayment or ACH from your bank’s checking account. You can also do it from the mobile application.
  • Pay by phone: If you choose to pay by phone using the automated feature, this service is free. If you request the assistance of a representative for the express payment of your bill, there is a charge of $10. Call the toll-free number on the back of your card. This number will be Walmart Credit Services (GE Capital) at 1-877-294-7880 or Synchrony at 1-866-611-1148 or Capital One at 1-800-227-4825.
  • Pay by mail: Using the address provided on your monthly statement, mail a check or money order.
  • Pay in store: You can make your payment at a physical Walmart store. Go to the Customer Service counter at any Walmart. If you’re a member, you can also pay at any Sam’s Club location.

Keep reading: Does Walmart accept the EBT card?

Walmart Credit Card Sign In

To log in, you will need to go to the Walmart website CreditLogin and enter the requested information. If you have a Capital One Walmart card, enter here at

Enter the same user ID and password that you chose when you activated the card. Click on “Secure Login” which is the final step to login.

If you don’t already have a User ID, click “Register” and provide the details requested on the next page.

If you have forgotten your username, select the “Search User ID” link. And if you’ve forgotten your password, select the “Reset Password” link.

After successful login, you will be able to start various operations, including making a payment, checking your balance, finding out your FICO score, viewing statements from past bills, and managing additional cardholders.

With all this information, you know how to activate and pay your Walmart card online. As always, make sure to keep your details in a safe place and log in using the company’s official website. You can now start buying what you need. Good luck!

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