How to apply for the Chase credit card

If you are looking for a quality credit card, the JP Morgan Chase offer is the best option for you. Now, you will wonder how to apply for one or what type of card you should choose, now we will tell you how to apply for the Chase credit card.

Applications for the purchase of a Chase credit card are easy to do, but only if you know the process well.

Obviously, if you have better knowledge of it, it will be done faster, in addition, you will be able to know which are the best Chase cards and the most suitable for each situation.

In case you want to know where their branches are, the web portal chase.com, offers information on their locations and other points of interest.

Chase credit card selection

Notably, Chase has countless credit cards of different types. Therefore, we recommend that you take some time to compare each alternative.

For example, a hotel card might catch your eye, so if that’s the case for you, the card Marriott Bonvoy Boundless™ credit card is suitable for this occasion.

Not enough, if you have any credit card debt, it is better to request a 0% APR balance transfer card.

Here are some chase cards which you can choose according to the situation:

Points you can use for travel

In this case, it is advisable to have a card Chase Sapphire Preferred®. Is great for travel rewards.

you can also use Chase Sapphire Reserve®, which offers greater benefits, although the annual fee is higher.

Cash back card or card with no annual fee

The cards Chase Freedom® Y Chase Freedom Unlimited® they are the best for these situations since they do not have annual fees.

0% APR Card

If you need to consolidate debts, Chase Slate® offers a long introductory period of 15 months with 0% APR from the opening of the account. It is worth mentioning that this offer only applies to purchases and balance transfers.

On the other hand, we recommend you keep a good credit score, this is because the chase credit cards, are based on this premise to accept you.

In such a case, if your score is less than 600, you may need to request a card from a bank with more flexible requirements.

How to apply for the Chase Credit Card?

First, you need to click on the “Apply Now” option on the website of the chase card that you consider suitable.

Then, you must enter the required information in the application form.

To complete the application, you must have the following on hand

Personal information: first and last names, date of birth, social security number, and mother’s maiden name.

Contact information: this includes mailing address (provide physical address and not P.O. Box), email, and phone number.

Financial information: corresponds to the section of employment data, such as type of employment, annual gross income, if you rent or own, monthly rent payment / mortgage amount.

Once you have done the above, check the box to accept the terms and conditions of the request to finally click on “Send”.

What should I expect after applying for the Chase Credit Card?

After making the request, there are three possibilities:

  1. Immediate approval of the request.
  2. Denial.
  3. Application review.

It is obvious that if you request is approved On the spot, this would be the best case scenario, however, if the response differs from approval, we recommend that you do the following:

If the worst case scenario is a denied application, Chase will send you a letter explaining the reason for this response. In addition, you can call the reconsideration line to ask the reason for the rejection and if it could be revoked.

On the other hand, if you have a application under review, chase will send you a decision letter, but you can also call to seecheck the status of your application.

You may have to wait a period between 3 to 5 days for an approval of said request. Otherwise, if you end up with a denied request, you can still call the customer service representative of chase and ask to reconsider. Enter here if you prefer speak with a Chase customer service representative in Spanish.

Upon receipt of the Chase Credit Card

Once your request is approved, you will only have to wait between 7 to 10 business days for the personalized plastic to arrive at the address provided. Once you have your card in hand, you can activate it and start using it.

You can enter the web portal Creditcards.chase.com and start managing your request.

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