How to buy on Amazon without a credit card

Having a credit card in your hands will allow you buy on Amazon easily and quickly. However, many think that without a credit card, everything is lost. Fortunately, this statement is not entirely true. Even if you don’t have a credit card issued by a financial institution, you can buy your products on Amazon.

Do you want to know how to buy on Amazon without a credit card? Well, that’s exactly what we’re here for. Let’s see how it’s done!

How to buy on Amazon without a credit card

How to buy on Amazon without a credit card. 6 ways to do it

amazon offers six ways to shop without a credit card:

  • a debit card
  • A current account
  • A gift card
  • A prepaid credit card
  • An Amazon Payments account
  • Have credit available in the Amazon store

We will analyze one by one in detail so you know how to buy on amazon without a credit card.

#1 Remember that you can use your debit card

If you have a debit card, even one without the Visa or MasterCard logo, you can use it to make your purchases on Amazon. The only thing you will have to check here is that it has the common acronym of the New York Currency Exchange (NYCE) or the STAR logo on the back of the card. Amazon lets you decide whether or not to use your PIN or password as part of the checkout process, so don’t worry about that.

#2 Your current account also works

Just as you read it. to use your current account as a payment method, choose the products you want to buy and put them in the Amazon shopping cart. Once your purchase is ready, click on “check out”. When you do, Amazon will ask you to enter the RUT and the bank account number. Have a check handy because the numbers you’ll need to enter in this part will appear at the bottom of any of them.

Note: When you want to buy again, you will not have to repeat the whole procedure. Remember that Amazon can save your checking account information for future purchases if you wish.

#3 Get a gift card

This could be the most difficult method for you because you can’t buy an amazon gift card without a credit card. What options do you have? Ask a friend or family member to buy you a gift card. Another alternative is to put a gift card on your wish list for holidays, parties and birthdays. Thus, you can let your acquaintances know what you would like to receive as a gift.

Another option that could also work for you is buy a plastic gift card on Amazon for up to $100. How to do it? Well, by visiting any of the authorized Amazon sellers. They are all over the United States. Some examples are Toys R Us, Wegmans, and CVS.

#4 Have you tried a prepaid credit card?

This is a half option. Why? Because Amazon does not accept all prepaid credit cards., although it does support some of them. According to the information published by the online store itself, if the bank that issued your prepaid card requires you to enter the three-digit code that appears on the back of the card in order to complete your purchases online, you will not be able to use it on the platform.

#5 Use your Amazon payment account

You may already be familiar with Amazon Payments, a service that works similarly to PayPal. Through Amazon Payments, you can also buy on Amazon. This alternative gives you the opportunity to deposit money into the payment wallet using your bank account and then use it for your purchases, either on Amazon or on any other website that accepts Amazon Payments as a payment method.

Another way to have funds in an Amazon Payments account is if you are a freelancer and usually receive your payments by Amazon Payments. Use your account balance to buy on Amazon without a credit card.

#6 Apply for store credit

You may not know it, but Amazon extends credit to consumers with a good credit rating. If your credit score is good – or better than that – you might consider applying. Once approved, Amazon will assign you an account number that will always appear as a payment option when making purchases online.

Each month, you will receive an invoice with the minimum balance to pay, just as it would happen with any other loan, credit card or classic line of credit.

As you can see, buying with a credit card issued by a financial institution with a good rating gives you more flexibility to make your purchases on Amazon. If you don’t, you’ll still have options, but you’ll also need to overcome some restrictions and obstacles.

For example, you will not be able to use your checking account to buy gift cards. You will also not be able to use your checking account or a prepaid card (not even the Amazon Payments service) to sign up as an Amazon Prime customer, the service that offers you free shipping within the United States, access to special offers, among others.

Another thing you will not be able to do is buy movies, digital books or music with a payment method that is different from a valid credit card.

Note: Fortunately, people can apply for an Amazon credit card issued by Chase Bank. Explore this option because, if you meet the qualification and eligibility requirements, this could be your ace in the hole to take full advantage of the benefits of this online giant.

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