Netspend is a very convenient tool in the hands of people who tend to overspend using their credit or debit cards and then struggle to make payments. Learn how to check the balance of a Netspend prepaid card.
How to check the balance of your Netspend prepaid card?
To check your balance for free, log in to your Online Account Center, where you can view your balance, deposits, and transaction history. Or, sign up for Anytime AlertsTM to receive a text message that includes your card account balance after each transaction.
After you have signed up for Alerts at any time, text the letters “BAL” to 22622 anytime, and your account balance will be sent to your mobile phone. You can also check your balance for a $0.50 fee by calling our toll-free number 1-866-387-7363 or when you inquire at an affiliated ATM located in the United States.
What is a Netspend card?
Netspend is a company that, in partnership with banks, issues a prepaid card to people who provide their names and addresses, which works as an “alternative to traditional debit or credit cards.”
The Netspend card is a simple prepaid card which can be operated by Visa or Mastercard, at the payment network level, has the advantage of not being tied to a savings or checking account, instead you top it up by associating a means of payment through your App or online account.
Additionally, the company has a network of more than 70,000 distribution centers and some 130,000 recharge points, through which users can buy the cards and recharge them.
Although the company enjoys a good reputation for customer service, convenience and easy access; It has also been criticized for marketing practices such as taking people’s names and addresses and issuing them a netspend card without prior consultation. In addition, the fees for operating the cards are not entirely satisfactory for many users.
Netspend cards offer consumers different ways to manage the balance, adding, spending or withdrawing money, so you should frequently check the balance of the Netspend card.
Why should I check the balance of the Netspend card?
Let’s say you buy a prepaid Netspend Visa or Mastercard, reload it, and then spend with it on a daily basis.
The worst that can happen is that you would have exhausted all your balance. Your card may be declined the next time you try to use it. If it happens, you should not worry, there will be no charge for the rejection of the card.
But why wait until your card is declined?
You can learn how to check Netspend balance without much hassle and keep uploading more money in a timely manner.
These are the ways to check your Netspend balance, in this regard there are some applications with different features to help you.
Sign up for alerts anytime
The key feature of this Netspend feature is that it gives you the flexibility to send yourself “pop-up alerts” as often as you like.
If you don’t use the Netspend card very often, you can set it up for a weekly alert or even a monthly alert. But if you’re out shopping and want to be careful about how much money the card is spending, you can even choose a daily alert.
And these alerts can include all kinds of information about the card, in addition to the transactions made.
According to the official Netspend site, most mobile carriers in the United States support the Anytime Mobile Alerts app. You can send a text message to the number 22622 to find out your balance.
Once you sign up for Anytime Mobile Alerts, you can access your NetSpend card balance at any time by simply texting “BAL” for (Balance) to 22622.
Online Account Center for Laptops
If you feel more comfortable checking your Netspend balance through your laptop or PC, the Netspend online account center is at your disposal.
In addition to checking the balance on the prepaid card, you can do much more with this service to which, according to the company’s administration, maximum security measures have been assigned to prevent fraud.
Netspend Mobile App
There is the Netspend mobile app that is equally dynamic in its design and features.
Use the app to get all the information you need about your Netspend card, including sending money to someone or receiving notifications from others. You can also check the balance and balance of your Netspend card with that app.
Other resources you can take advantage of
The resources listed above should be enough to keep you on top of transactions, the available balance on the Netspend prepaid card, and much more.
However, the sources for checking the balance of the Netspend card do not stop at the above three options.
If you plan to reload your Netspend prepaid card, the agent at the reload location can check and tell you how much balance you have left on the card.
There’s even a toll-free number to call. Dial 1-866-387-7363, to check your Netspend card balance for a $0.50 fee. This is an automated response center, so you won’t be able to talk to anyone and only the interactive voice recorder or IVR will answer your questions.
And finally, there are the ATMs that have been linked with Netspend, where you can also top up the amounts on your card. These ATMs have the additional feature of delivering the current balance of your Netspend prepaid card account.
When there is a possibility to stay informed about the balance, you’ll never have to face the awkward situation of a card decline for insufficient funds.