There are several ways to pay Bank of America (BoFA) credit cards. You can pay the balance of your credit card online through the bank’s website or app, call the bank’s customer service line bank of america credit cards to get help, mail a check or money order, and finally stop by a branch. Here we will show you how to pay your Bank of America credit card with each of these methods step by step.
- 1 Bank of America Online Payments
- 2 Send your payment by postal service
- 3 Pay directly to your Bank of America credit card at a branch
- 4 pay by phone
- 5 Pay the Bank of America credit card How much to pay?
Bank of America It is one of the largest banks in the US. Its retail banking division grants a wide range of Credit cards and loans.
In fact, Bank of America it is the second largest bank in the US measured by its level of assets. It has branches in 36 of the 50 states of the Union, where it adds nearly 4,300 branches by the end of 2019. It also has some 15,000 ATMs and is the American bank with the largest presence outside the United States.
You can find more information Bank of America and the ranking of banks in the US in the Federal Reserve official site.
When paying the Bank of America credit card, choose a method that makes sense and convenience for you, taking into account the time it will take to receive the payment and the costs involved, including stamps and data rates. online.
Let’s take a closer look at each method. how to pay bank of america credit card so you can decide on the most convenient for you.
Bank of America Online Payments
It is often easy to pay your bank of america credit card online using the bank’s website or the BofA’s app for iPhone or Android smartphones.
To pay through the website, visit the online banking Bank of America and enter your login information.
Click or go to the «BillPay» and follow the instructions to configure the number of your credit card and your bank account information, if it’s not already set up.
Note that if the bank account through which you will make the payment belongs to an institution other than Bank of America, you will need to have your routing number ready in addition to your account number.
If you don’t have this information handy, you can find it by contacting your bank, looking at your checkbook, a statement, or often through the online banking system of the bank you’re a customer of.
If you have already set up bill payment through the BoFA, you can also pay your bank of america credit card, through the bank’s mobile application.
Download the BofA’s app of the google play store or from the app store app store.
Log in to the app with your access credentials and click on the “Bill Payment”. Select your credit card bill to make a payment.
How long does it take to complete the BofA credit card online payment?
If you pay online from a Bank of America account, your BoFA credit card payment will be credited to your account the same day.
On the contrary, if you pay through the account of another financial institution, the payment will be credited within two business days.
Be sure to allow enough time for your account to be credited without your payment being late and ending up affecting your credit score.
Keep reading: Bank of America phone in Spanish
Send your payment by postal service
Check the Bank of America website or your account statement for information on how to send a payment to the bank. There is a separate address for business accounts and a dedicated address for overnight retail banking payments.
If you send a payment by post, be sure to allow enough time for it to reach the bank before the payment is due. You should even consider another payment method if you don’t have enough time to mail a bill payment to Bank of America.
Pay directly to your Bank of America credit card at a branch
Another option is to pay your BofA credit card in person at any of Bank of America’s nearly 4,300 locations. Search online to find a branch near you and pay your bill. You can rely on Usbanklocations.com listings.
You can also pay your credit card bill at a Bank of America ATM with cash or check. Be sure to bring your credit card to the multifunctional ATM to access the proper menu and complete the transaction.
pay by phone
You can also use Bank of America’s telephone payment system to pay your credit card bill.
Look on the bank’s website for the phone number or call the number on the back of your card. There is no charge to use this service, but you must have the information of your credit card account and the bank account you use to pay.
Pay the Bank of America credit card How much to pay?
Keep in mind that you may owe interest if you don’t pay your credit card balance in full each month.
Worse yet, you could face late fees if you don’t pay your bill on time and penalties if you pay less than the minimum required by the due date. Don’t let your credit score and credit report be affected.
Make sure you understand all the factors that go into deciding how much, when, and how to pay bank of america credit cards.