Below we offer you information about the health program Medicaid for pregnant women, who is eligible, what documents to provide, the benefits, and how to find out if you qualify.
You may ask, what is Medicaid? It is basically a health insurance program sponsored by the US federal government for low-income families who do not have health insurance or, failing that, inadequate insurance.
the official website USA.gov it also offers us a concept about this program.
Notably All the States of the Union offer Medicaid or similar programs, this in order to help pregnant women to receive prenatal and postpartum care Correctly.
What’s more, Medicaid also offers health insurance to the elderly, children and people with disabilities.
Keep reading: How to apply for Medicaid for children
Who is eligible for Medicaid for pregnant women?
We tell you that general eligibility guidelines for Medicaid are established by the US federal government. However, each state sets its own specific requirements for eligibility and these may differ from state to state.
In fact, all states must include certain people or groups of people in their Medicaid plan.
As for the state eligibility groups, there are the following:
The categorically needy group, covers to pregnant women whose income level is at or below 133% of the federal poverty level. the official website USA.gov offers you information to find out what this number is according to your state.
is also the medically needy group, which covers a pregnant woman that you earn enough money to qualify for the “categorically needy” group, which means that you women who have been denied Medicaid, they can qualify, it is what is called “expanded eligibility”.
And there are the special groups, in which each person who receives help from Medicaid must enroll in a Prescription Drug Plan or a plan MedicareAdvantage with prescription drug coverage.
What do I need to provide to qualify for Medicaid for pregnant women?
First of all, you must contact your local Medicaid office to find out what is required for documentation of Medicaid qualification. However, most offices require the following:
- Obviously, the pregnancy test.
- You must also include the citizenship test, if you are a legal resident of the US (you must include documentation such as a birth certificate or social security card).
- In contrast, if you are not a US resident, you must file the proof of non-citizenship.
- Last but not least, the entrance test.
What do the Medicaid benefits for pregnant women include?
Like other health assistance programs, Medicaid does not pay monetary benefits directly to covered participants.
Certain health providers and health centers have a contract with Medicaid for the treatment of those covered by the Medicaid insurance.
You must bear in mind that being approved for Medicaid, a list of medical providers should be requested. You will also be given a website to search for a provider in your area.
As long as you receive care from a supplier Medicaid, your health care costs will be presented through Medicaid. They will be covered according to certain rules and guidelines.
It must be taken into account that pregnant women are fully covered for all care during pregnancy, childbirth and complications that may occur, up to 60 days after delivery.
What’s more, pregnant women they may also qualify for care they received during pregnancy.
Pregnant women are generally given priority in determining eligibility for Medicaid. Some states call this “Presumptive Eligibility” and was established so that all women begin the necessary prenatal care as early as possible during pregnancy.
Our recommendation is that you should contact your local office to find out if you qualify for that eligibility.
Most practices try to qualify a pregnant woman between about 2 to 4 weeks. If you need medical treatment before then, talk to your local office about a temporary card.
How do I know if I qualify for Medicaid?
Now if we talk about qualify for MedicaidNote that it is not as black or white as the classification for most government programs.
Keep in mind that most government programs have some basic requirements, along with very clear income requirements to help individuals find out if they qualify.
Nevertheless, Medicaid has many ways to qualify a person, although income is part of the eligibility requirements, it is not necessarily based on it.
Even people with the lowest incomes may not qualify for Medicaid if they are not in one of the Medicaid groups.
Also, people with a mid-range income may qualify if they fit into one of the qualifying groups, so they can incur “share of cost” options (works like a deductible before full coverage kicks in).
Even if you don’t qualify for Medicaid based on income, you must apply. You may qualify for your state’s program, especially if you have children, are pregnant, or have a disability. You can apply for Medicaid at any time of the year: Medicaid and CHIP do not have open enrollment periods.
In the event that you are pregnant and do not have insurance, contact your local Medicaid office today to find out your options.