Medical insurance for undocumented immigrants in New York

Undocumented immigrants make up more than 5% of New York’s population. And this is precisely the group of people most affected by the lack of health coverage. However, undocumented immigrants in this state have more health insurance options than in many other states. Next we will see the different alternatives of health insurance for undocumented immigrants in New York.

Remember that requesting a health policy will not affect your immigration status or your application for status. Your immigration status will not be shared with federal immigration authorities.

Medical insurance for undocumented immigrants in New York

Health insurance for undocumented immigrants in New York (Different options)

1.Child Health Plus

All children in New York can get Child Health Plus, regardless of immigration status or income.

2. Medicaid

Free or very low-cost insurance for low-income New Yorkers.

  • If you are pregnant, you can get Medicaid regardless of your immigration status, as long as you meet other requirements.
  • If you are undocumented and not pregnant, you can still get Medicaid for emergency services, as long as you meet other requirements.
  • DAC New Yorkers with Deferred Action for Childhood Arrivals status may qualify for Medicaid.

3.Essential Plan

Free or very low-cost insurance for low-income adults who don’t qualify for Medicaid. Immigrants can qualify for the Essential Plan immediately after moving to New York, provided they have a valid visa or deferred action status. DACA individuals do not qualify.

4. Private/Qualified Health Plans

Insurance plans are available on the NY State of Health Marketplace with financial help and directly from insurance companies. Most immigrants can buy private plans on the NY State of Health Marketplace and can also buy them through an insurance company, directly on their website.

5. Family planning benefit schedule

Free and confidential family planning services for adults and teens who qualify.

6. Family planning extension program

Program for people who have Medicaid during their pregnancy but no longer qualify after their pregnancy.

Find help applying

We encourage you to seek free, personal help from someone in your community to help you understand your health insurance options and how to apply.

Public Charge: New 2019 Immigration Rules

In August 2019, the Trump Administration announced a change in immigration rules. This change makes it difficult for some people to receive a green card or visa if they have used specific types of public benefits. like Medicaid, food stamps, or cash assistance. This measure could affect people applying for green cards through a family member or for certain types of visas. The rule is called “Public Charge” and federal officials have confirmed that it will not be used against anyone seeking care for COVID-19.

IMPORTANT: As of January 27, 2020, the new rule came into effect. Not all New Yorkers and not all immigrant New Yorkers are affected by it. This rule only affects a small subset of immigrants in New York. It does not penalize people for signing up for Emergency Medicaid, Medicaid for Pregnant Women, the Essential Plan, NYC Care, and many other types of coverage.

Health insurance for undocumented immigrants in New York (Open letter for immigrant New Yorkers)

In response to increased rhetoric and tensions related to immigration laws, NYC Health + Hospitals issued an “Open Letter to Immigrant New Yorkers.” through this document all immigrants are assured that they can obtain health care in any public service setting without fear.

The letter, signed by NYC Health + Hospitals President and CEO Dr. Mitchell Katz and the Mayor’s Office of Immigrant Affairs Commissioner Bitta Mostofi, makes a promise to all immigrants. “New York City has a policy to protect immigration status and other sensitive information. NYC Health + Hospitals will respect your right to privacy.”

The menu is available in 14 languages. click to read it or download it in Spanish.

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